July 15, 2019

2019 Open Enrollment for Health Benefits and Flexible Spending Accounts (FSAs)

Annual Health Care and Flexible Spending Open Enrollment, May 1–15, 2019

Open Enrollment is your opportunity to make decisions about your health insurance coverage and to enroll in flexible spending accounts (FSA). You may enroll or waive coverage, change health plans, add or remove buy up options and add or remove family members without experiencing a qualifying mid-year event. FSA lets you use your pre-tax dollars to pay for eligible medical expenses and/or dependent care expenses. You may contribute up to $2,700 for a Health FSA and up to $5,000 for Dependent Care FSA.  Please note that you must enroll in FSA accounts each year to participate. Additional information on the health and flexible benefits open enrollment is located at http://www.dhrm.virginia.gov/healthcoverage/open-enrollment.

How to Enroll or Make Changes

Submit your requests via EmployeeDirect at https://edirect.virginia.gov/ or you may also download and print an enrollment form at http://www.dhrm.virginia.gov/docs/default-source/benefitsdocuments/ohb/stateactiveenrollform-2019.pdf?sfvrsn=2  if you are unable to use EmployeeDirect. We are encouraging employees to use the new EmployeeDirect Health Benefits Direct application.

The new tool permits you to review your health benefits record and make Open Enrollment changes online and receive a confirmation, you may also update your address, phone, and email. Instructions are located at http://www.dhrm.virginia.gov/docs/default-source/benefitsdocuments/ohb/using-health-benefits-direct-for-open-enrollment.pdf?sfvrsn=0.  All enrollment forms must be submitted to the Office of Human Resources on or before 5 p.m. on Wednesday, May 15. Section 3 is for enrolling in an FSA. Section 4 is for Health Care Coverage and you should always complete sections 1, 2, and 5. EmployeeDirect is available until 11:59 pm on Wednesday, May, 15.

If no action is taken on or before May 15, 2019, you will remain in your current health care plan and will not have a FSA for the new plan year of July 1, 2019 to June 30, 2020.   

Premium Reward

If you are participating with COVA Care or COVA HealthAware you are eligible to earn the premium reward. You save $17 per month on your monthly premiums once you and/or your covered spouse completes the Health Assessment with myActiveHealth. That is a savings $204 annually. If your spouse participates in the health plan and both complete the Health Assessment that is a total savings of $408 annually once the requirements are completed.

If you are currently receiving the Premium Reward you will need to update your online Health Assessment in www.myactivehealth.com/cova by May 15, 2019 to continue receiving the reward beginning plan year July 1, 2019.  Premium Reward FAQs

You may earn the premium reward after July 1, 2019, by completing the health assessment by the 15th of the month and you will receive the reward 6 to 8 weeks later.

We will be having Open Enrollment Informational Presentations:

Fredericksburg Campus:              10:30 a.m. and 3 p.m. on Wednesday, May 8, in Lee Hall 412

Stafford Campus:                          2:30 p.m. to 4 p.m. on Tuesday, May 14, in Atrium of South Building

Dahlgren Campus                          TBA   

 

NOTE:  An enrollment package has been mailed to your home address and open enrollment information may also be found online at  http://www.dhrm.virginia.gov/healthcoverage/open-enrollment

For questions and additional Information, please contact your Benefits Administrator Denise Frye, at dfrye2@umw.edu  

 

 

It’s time for Open Enrollment!  This is your opportunity each year to enroll in a health plan and/or a flexible reimbursement account (FSA), change your health plan, add or remove family members or waive state health coverage.

 

Changes to your premiums, health benefits and FSAs will take effect on July 1, 2019.

Plans Offered Administrator Available
COVA Care* Anthem Blue Cross and Blue Shield Statewide
COVA HealthAware* Aetna Statewide
COVA HDHP* Anthem Statewide
Kaiser Permanente HMO Kaiser Permanente Regional, primarily in Northern Virginia
New! Optima Health Vantage HMO Optima Health Regional, in Hampton Roads
TRICARE Supplement Selman & Company Statewide, for employees or their spouses who are military retirees

 

*Beginning July 1, the Anthem Pharmacy delivered through IngenioRx will administer pharmacy benefits, and Delta Dental will administer dental benefits.

PayFlex is the new administrator for FSAs. 

See the Spotlight newsletter, which was mailed to your home address. Or you can visit the Open Enrollment page for more information.

The deadline to enroll or make changes is Wednesday, May 15, 2019.

Questions?  Contact your Benefits Administrator or send an email to openenrollment@dhrm.virginia.gov.